:root{--p:#1b3fa0;--pd:#0f2468;--a:#ffd23f;--soft:#e8edfb;--ink:#14213a;--mut:#51607a;--line:#dde3ec;--bg:#f6f8fb;--white:#fff;--ok:#1d7a4d;--warn:#b45309}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65;font-size:17px}
a{color:var(--pd)}a:hover{color:var(--a)}
img{max-width:100%;height:auto}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
#sp{position:fixed;top:0;left:0;height:3px;width:100%;background:var(--a);transform:scaleX(0);transform-origin:0 50%;z-index:90;pointer-events:none}
.disc{background:var(--ink);color:#e8edf5;font-size:13.5px;text-align:center;padding:8px 14px}.disc a{color:var(--a)}
header{background:var(--white);border-bottom:1px solid var(--line);position:relative;z-index:50;transition:box-shadow .25s}
header.sc{box-shadow:0 4px 18px rgba(20,33,58,.1)}
@media(min-width:800px){header{position:sticky;top:0}}
.hd{display:flex;flex-wrap:wrap;gap:10px 24px;align-items:center;justify-content:space-between;padding-top:14px;padding-bottom:14px}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:20px;text-decoration:none;color:var(--ink);letter-spacing:-.01em}
.mark{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:9px;background:var(--p);color:var(--a);font-weight:800;font-size:19px}
nav{display:flex;flex-wrap:wrap;gap:4px 18px}
nav a{text-decoration:none;color:var(--ink);font-weight:600;font-size:15.5px;padding:4px 0;border-bottom:2px solid transparent}
nav a:hover,nav a[aria-current]{border-color:var(--a);color:var(--ink)}
.hero{background:linear-gradient(135deg,var(--pd),var(--p));color:#fff;padding:64px 0 72px;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(255,255,255,.16),transparent 65%)}
.hero .wrap{position:relative;z-index:1}
.hero h1{font-size:clamp(30px,5vw,50px);line-height:1.12;margin:10px 0 16px;max-width:780px;letter-spacing:-.02em}
.kick{font-size:13px;letter-spacing:.09em;text-transform:uppercase;font-weight:700;color:var(--a);margin:0}
.lead{font-size:20px;max-width:640px;margin:0 0 26px;opacity:.95}
.cta{display:flex;flex-wrap:wrap;gap:12px}
.btn{display:inline-block;background:var(--a);color:#1a1a1a;font-weight:700;text-decoration:none;padding:12px 20px;border-radius:10px;transition:transform .2s,filter .2s;border:0;font-size:16px;cursor:pointer;font-family:inherit}
.btn:hover{transform:translateY(-2px);filter:brightness(.96);color:#1a1a1a}
.btn.ghost{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.6)}.btn.ghost:hover{color:#fff;background:rgba(255,255,255,.1)}
.btn.small{padding:8px 14px;font-size:14.5px}
.home section{margin:46px 0}
.art{padding-top:26px;padding-bottom:50px;max-width:820px}.art.wide{max-width:980px}
.art h1{font-size:clamp(28px,4.4vw,40px);line-height:1.15;margin:6px 0 16px;letter-spacing:-.02em}
.art h2,.home h2{font-size:clamp(22px,3vw,28px);margin:36px 0 10px;letter-spacing:-.01em;line-height:1.25}
.art h3{font-size:19px;margin:24px 0 6px}
.crumbs{font-size:14px;color:var(--mut);margin-bottom:6px}.crumbs a{color:var(--mut)}
.kick{color:var(--pd)}.hero .kick{color:var(--a)}
.small{font-size:14px;color:var(--mut)}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:18px;margin:20px 0}
.card{display:flex;flex-direction:column;background:var(--white);border:1px solid var(--line);border-radius:16px;padding:20px;text-decoration:none;color:var(--ink);transition:transform .25s,box-shadow .25s,border-color .25s}
.card:hover{transform:translateY(-5px);box-shadow:0 14px 30px rgba(20,33,58,.12);border-color:var(--a);color:var(--ink)}
.card h3{margin:0 0 6px;font-size:19px}.card p{margin:0 0 12px;color:var(--mut);font-size:15.5px;flex:1}.more{font-weight:700;color:var(--pd);font-size:15px}
.facts{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:12px;margin:22px 0}
.facts div{background:var(--white);border:1px solid var(--line);border-radius:14px;padding:14px 16px}
.facts b{display:block;font-size:26px;line-height:1.1;color:var(--pd)}.facts span{font-size:14px;color:var(--mut)}
.callout{border-radius:12px;padding:14px 18px;margin:22px 0;border-left:5px solid var(--p);background:var(--soft)}
.callout strong{display:block;margin-bottom:4px}.callout div>*:last-child{margin-bottom:0}
.callout.let-op{border-color:var(--warn);background:#fff6e8}.callout.tip{border-color:var(--ok);background:#eaf7f0}.callout.juridisch{border-color:#64748b;background:#eef2f7}
.steps{list-style:none;counter-reset:s;padding:0;margin:22px 0}
.steps li{counter-increment:s;position:relative;padding:4px 0 18px 54px}
.steps li:before{content:counter(s);position:absolute;left:0;top:2px;width:36px;height:36px;border-radius:50%;background:var(--p);color:var(--a);font-weight:800;display:grid;place-items:center}
.steps li:after{content:"";position:absolute;left:17px;top:40px;bottom:2px;width:2px;background:var(--line)}.steps li:last-child:after{display:none}
.steps b{display:block}.steps span{color:var(--mut)}
.tw{overflow-x:auto;margin:20px 0;border:1px solid var(--line);border-radius:12px;background:var(--white)}
table{border-collapse:collapse;width:100%;font-size:15.5px}th,td{text-align:left;padding:10px 14px;border-bottom:1px solid var(--line);vertical-align:top}
thead th{background:var(--p);color:#fff}tbody tr:last-child td{border-bottom:0}tbody tr:nth-child(even){background:#fafbfd}
.faq details{background:var(--white);border:1px solid var(--line);border-radius:12px;margin:10px 0;padding:0 16px}
.faq summary{cursor:pointer;font-weight:700;padding:14px 0;list-style:none}.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";float:right;font-size:22px;line-height:1;color:var(--pd)}.faq details[open] summary:after{content:"\2212"}
.faq details>div{padding:0 0 14px;color:#2a3a55}
.aff{background:#fffdf3;border:1px solid #f1e3a6;border-left:5px solid var(--a);border-radius:12px;padding:16px 18px;margin:26px 0}
.aff[data-slot=leeg]{outline:2px dashed #c9b24a}
.aff-lbl{font-size:12px;letter-spacing:.07em;text-transform:uppercase;color:#7a6a1e;font-weight:700}.aff h3{margin:4px 0 6px}.aff p{margin:0 0 12px}
.sources{border-top:2px solid var(--line);margin-top:34px;padding-top:12px;font-size:14.5px;color:var(--mut)}.sources ul{margin:6px 0;padding-left:20px}
.tool{background:var(--white);border:1px solid var(--line);border-radius:18px;padding:22px;margin:24px 0;box-shadow:0 6px 24px rgba(20,33,58,.06)}
.tool h2{margin-top:0!important}
.fld{display:flex;flex-direction:column;gap:5px;margin:0 0 14px}.fld label,.fld legend{font-weight:700;font-size:15px}
.fld input,.fld select,.fld textarea{font:inherit;padding:11px 12px;border:1px solid #c3ccd9;border-radius:10px;background:#fff;color:var(--ink);width:100%}
.fld input:focus,.fld select:focus,.fld textarea:focus{outline:3px solid rgba(255,194,51,.55);border-color:var(--p)}
.row{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:0 16px}
.chk{display:flex;gap:10px;align-items:flex-start;margin:6px 0}.chk input{margin-top:6px;width:18px;height:18px}
.out{margin-top:16px;border-radius:14px;padding:16px 18px;background:var(--soft);border:1px solid var(--line)}
.out.ja{background:#eaf7f0;border-color:#b7e3cb}.out.nee{background:#fdeeee;border-color:#f0c4c4}.out.misschien{background:#fff6e8;border-color:#f1d9a8}
.out .big{font-size:30px;font-weight:800;line-height:1.1;display:block;margin-bottom:4px}
.pill{display:inline-block;border-radius:99px;padding:3px 10px;font-size:13px;font-weight:700;background:var(--soft);color:var(--pd)}
.tl{list-style:none;margin:20px 0;padding:0 0 0 26px;border-left:3px solid var(--a)}
.tl li{position:relative;margin:0 0 18px;padding-left:10px}.tl li:before{content:"";position:absolute;left:-36px;top:6px;width:16px;height:16px;border-radius:50%;background:var(--p);border:3px solid #fff;box-shadow:0 0 0 2px var(--a)}
.tl li.done{opacity:.55;text-decoration:line-through}.tl b{display:block}.tl .d{font-size:13px;color:var(--mut);text-transform:uppercase;letter-spacing:.05em}
footer{background:var(--ink);color:#cdd6e4;padding:36px 0 26px;margin-top:40px}footer a{color:#fff}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr;gap:24px}@media(max-width:700px){.fgrid{grid-template-columns:1fr}}
.flinks{display:flex;flex-direction:column;gap:6px}.footer .small,footer .small{color:#a9b6cc}.legal{margin-top:20px;border-top:1px solid rgba(255,255,255,.15);padding-top:14px}
#top{position:fixed;right:18px;bottom:18px;width:44px;height:44px;border-radius:50%;border:0;background:var(--a);color:#1a1a1a;font-size:20px;font-weight:700;cursor:pointer;box-shadow:0 4px 14px rgba(0,0,0,.25);opacity:0;transform:translateY(12px);pointer-events:none;transition:opacity .25s,transform .25s;z-index:80}
#top.on{opacity:1;transform:none;pointer-events:auto}
.js .rv{opacity:0;transform:translateY(18px);transition:opacity .55s ease,transform .55s ease}.js .rv.in{opacity:1;transform:none}
.js .card.rv.in:hover{transform:translateY(-5px)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:18px}@media(max-width:700px){.two{grid-template-columns:1fr}}
.prose-list li{margin:6px 0}
.copybox{white-space:pre-wrap;background:#fff;border:1px dashed #b6c1d3;border-radius:12px;padding:14px;font-size:15px}
.bar{height:12px;background:#e4e9f1;border-radius:99px;overflow:hidden}.bar i{display:block;height:100%;background:linear-gradient(90deg,var(--a),var(--p));border-radius:99px;width:0;transition:width .6s ease}
@media(prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}.js .rv{opacity:1;transform:none}}
@media print{.disc,header,footer,#top,#sp,.tool .btn{display:none}body{background:#fff}}

/* ===== Vluchtvergoedingcheck: professionele laag ===== */
.hero.pro{padding:44px 0 56px;background:radial-gradient(1200px 500px at 85% -10%,rgba(255,210,63,.18),transparent 60%),linear-gradient(135deg,#0a1b52 0%,var(--p) 100%)}
.hero.pro:after{display:none}
.hero.pro .grid2{display:grid;grid-template-columns:1.05fr 1fr;gap:40px;align-items:center}
@media(max-width:900px){.hero.pro .grid2{grid-template-columns:1fr;gap:26px}}
.hero.pro h1{font-size:clamp(32px,4.6vw,52px);margin:12px 0 14px}
.hero.pro .lead{font-size:19px;margin-bottom:20px}
.ticks{list-style:none;padding:0;margin:0 0 22px;display:grid;gap:9px}
.ticks li{display:flex;gap:10px;align-items:flex-start;font-weight:600}
.ticks svg{flex:none;margin-top:3px}
.badges{display:flex;flex-wrap:wrap;gap:8px 18px;font-size:13.5px;opacity:.9}
.badges span{display:inline-flex;align-items:center;gap:6px}
.calc{background:#fff;color:var(--ink);border-radius:22px;padding:24px 24px 22px;box-shadow:0 30px 70px rgba(0,0,0,.35);position:relative;scroll-margin-top:90px}
.calc:before{content:"";position:absolute;inset:-1px;border-radius:23px;padding:2px;background:linear-gradient(135deg,var(--a),transparent 55%);-webkit-mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);-webkit-mask-composite:xor;mask-composite:exclude;pointer-events:none}
.calc h2{margin:0 0 2px!important;font-size:22px!important;letter-spacing:-.01em}
.calc .sub{margin:0 0 16px;color:var(--mut);font-size:14.5px}
.calc .q{font-weight:700;font-size:14px;margin:14px 0 6px;display:block;color:var(--ink)}
.seg{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}
.seg input{position:absolute;opacity:0;pointer-events:none}
.seg label{border:2px solid var(--line);border-radius:12px;padding:10px 6px;text-align:center;font-weight:700;font-size:14px;cursor:pointer;line-height:1.25;background:#fff;transition:all .15s;display:flex;flex-direction:column;align-items:center;gap:3px}
.seg label small{font-weight:500;color:var(--mut);font-size:12px}
.seg input:checked+label{border-color:var(--p);background:var(--soft);box-shadow:0 0 0 3px rgba(27,63,160,.12)}
.seg input:focus-visible+label{outline:3px solid var(--a)}
.calc select,.calc input[type=number]{font:inherit;width:100%;padding:12px;border:1px solid #c3ccd9;border-radius:12px;background:#fff;color:var(--ink)}
.calc select:focus,.calc input:focus{outline:3px solid rgba(255,210,63,.55);border-color:var(--p)}
.pax{display:flex;align-items:center;gap:0;border:1px solid #c3ccd9;border-radius:12px;overflow:hidden;width:max-content}
.pax button{width:46px;height:46px;border:0;background:var(--soft);font-size:22px;font-weight:700;cursor:pointer;color:var(--pd)}
.pax button:hover{background:#d7e0f7}
.pax output{min-width:52px;text-align:center;font-weight:800;font-size:18px}
.calc details{margin-top:12px;border-top:1px dashed var(--line);padding-top:10px}
.calc summary{cursor:pointer;font-weight:700;font-size:14.5px;color:var(--pd)}
.calc .go{width:100%;margin-top:18px;padding:16px;font-size:18px;border-radius:14px;box-shadow:0 8px 20px rgba(255,210,63,.35)}
.calc .go:hover{transform:translateY(-2px)}
.calc .priv{margin:10px 0 0;font-size:12.5px;color:var(--mut);text-align:center}
.res{margin-top:18px;border-radius:16px;overflow:hidden;border:1px solid #b7e3cb;background:#f3fbf7;animation:pop .45s ease}
@keyframes pop{from{opacity:0;transform:translateY(10px) scale(.98)}to{opacity:1;transform:none}}
.res.no{border-color:#f0c4c4;background:#fdf3f3}.res.mid{border-color:#f1d9a8;background:#fffaf0}
.res-top{padding:18px 18px 8px;text-align:center}
.res-lbl{font-size:13px;letter-spacing:.07em;text-transform:uppercase;font-weight:800;color:var(--ok)}
.res.no .res-lbl{color:#b3261e}.res.mid .res-lbl{color:var(--warn)}
.res-amt{font-size:clamp(46px,9vw,64px);font-weight:900;line-height:1.05;letter-spacing:-.03em;color:var(--pd);margin:4px 0}
.res.no .res-amt{font-size:28px;color:var(--ink)}
.res-sub{font-size:14.5px;color:var(--mut)}
.chance{display:inline-flex;gap:8px;align-items:center;margin:10px 0 0;font-size:13.5px;font-weight:700;padding:4px 12px;border-radius:99px;background:#fff;border:1px solid var(--line)}
.chance i{width:9px;height:9px;border-radius:50%;background:var(--ok)}.chance.m i{background:#e69b00}.chance.l i{background:#c0392b}
.res-body{padding:6px 18px 18px;font-size:15px}
.res-body p{margin:8px 0}
.res-cta{display:grid;gap:10px;margin-top:14px}
.res-cta .btn{text-align:center;padding:15px;font-size:17px}
.btn.alt{background:#fff;border:2px solid var(--p);color:var(--pd)}.btn.alt:hover{background:var(--soft);color:var(--pd)}
.adv{font-size:12px;color:var(--mut);text-align:center;margin-top:8px}
.strip{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:14px;margin:0}
.strip>div{background:#fff;border:1px solid var(--line);border-radius:16px;padding:16px 18px;display:flex;gap:14px;align-items:flex-start}
.strip svg{flex:none}.strip b{display:block;line-height:1.25}.strip span{font-size:14.5px;color:var(--mut)}
.how{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:18px;counter-reset:h}
.how>div{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px;position:relative;counter-increment:h}
.how>div:before{content:counter(h);position:absolute;top:-16px;left:20px;width:34px;height:34px;border-radius:50%;background:var(--a);color:#1a1a1a;font-weight:900;display:grid;place-items:center;box-shadow:0 4px 10px rgba(0,0,0,.15)}
.how h3{margin:8px 0 6px}.how p{margin:0;color:var(--mut)}
.tiers{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:18px}
.tier{background:#fff;border:1px solid var(--line);border-radius:20px;padding:22px;text-align:center;position:relative;overflow:hidden}
.tier:before{content:"";position:absolute;left:0;right:0;top:0;height:6px;background:linear-gradient(90deg,var(--p),var(--a))}
.tier .amt{font-size:48px;font-weight:900;color:var(--pd);letter-spacing:-.03em;line-height:1.1}
.tier .dist{font-weight:700}.tier p{margin:6px 0 0;color:var(--mut);font-size:14.5px}
.banner{background:linear-gradient(135deg,#0a1b52,var(--p));color:#fff;border-radius:22px;padding:34px 28px;display:grid;grid-template-columns:1.4fr auto;gap:20px;align-items:center;margin:40px 0}
@media(max-width:760px){.banner{grid-template-columns:1fr;text-align:left}}
.banner h2{margin:0 0 6px!important;color:#fff}.banner p{margin:0;opacity:.92}
.banner .btns{display:flex;flex-wrap:wrap;gap:10px}
.banner .btn.alt{background:transparent;border-color:rgba(255,255,255,.6);color:#fff}.banner .btn.alt:hover{background:rgba(255,255,255,.12);color:#fff}
.ctastrip{display:flex;flex-wrap:wrap;gap:10px 18px;align-items:center;justify-content:space-between;background:#fff7dd;border:1px solid #f1e0a0;border-radius:14px;padding:12px 16px;margin:6px 0 22px}
.ctastrip b{font-size:15.5px}
.navcta{box-shadow:0 4px 12px rgba(255,210,63,.35)}
@media(max-width:760px){.navcta{display:none}}
#sb{position:fixed;left:0;right:0;bottom:0;z-index:80;background:#fff;border-top:1px solid var(--line);box-shadow:0 -8px 26px rgba(20,33,58,.14);display:flex;gap:12px;align-items:center;justify-content:center;padding:10px 14px;transform:translateY(110%);transition:transform .3s}
#sb.on{transform:none}#sb span{font-weight:700;font-size:15px}
@media(max-width:600px){#sb span{display:none}#sb .btn{width:100%;text-align:center}}
#top{bottom:76px}
.cmp{display:grid;grid-template-columns:1fr 1fr;gap:18px}@media(max-width:760px){.cmp{grid-template-columns:1fr}}
.cmp>div{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px}
.cmp .best{border:2px solid var(--p);position:relative}
.cmp .tag{position:absolute;top:-12px;right:16px;background:var(--p);color:var(--a);font-size:12px;font-weight:800;padding:3px 10px;border-radius:99px;letter-spacing:.05em}
.cmp ul{padding-left:20px;margin:10px 0}.cmp li{margin:5px 0}
.sec-h{display:flex;justify-content:space-between;align-items:end;flex-wrap:wrap;gap:6px}
.eyebrow{font-size:13px;letter-spacing:.09em;text-transform:uppercase;font-weight:800;color:var(--pd);margin:0}

/* ===== v4: extra afwerking ===== */
.mark{background:none;width:36px;height:36px}.mark svg{width:36px;height:36px;display:block}
.hero.pro:before{content:"";position:absolute;inset:0;opacity:.5;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='1200' height='600' viewBox='0 0 1200 600' fill='none'%3E%3Cpath d='M-20 520C250 380 520 120 1240 60' stroke='%23ffd23f' stroke-opacity='.35' stroke-width='2' stroke-dasharray='3 11' stroke-linecap='round'/%3E%3Cpath d='M-20 600C300 470 640 260 1240 200' stroke='%23fff' stroke-opacity='.12' stroke-width='2' stroke-dasharray='3 11' stroke-linecap='round'/%3E%3Ccircle cx='1030' cy='86' r='6' fill='%23ffd23f' fill-opacity='.7'/%3E%3C/svg%3E") center/cover no-repeat;pointer-events:none}
.pagehead{background:linear-gradient(135deg,#0a1b52,var(--p));color:#fff;padding:30px 0 34px}
.pagehead h1{color:#fff;font-size:clamp(28px,4.2vw,42px);line-height:1.15;margin:6px 0 0;letter-spacing:-.02em;max-width:860px}
.pagehead .kick{color:var(--a)}.pagehead .crumbs,.pagehead .crumbs a{color:#c5d1f0}
.band{box-shadow:0 0 0 100vmax var(--bb,#fff);clip-path:inset(0 -100vmax);background:var(--bb,#fff);padding:46px 0;margin:0!important}
.band.dark{--bb:#0c1f5c;color:#fff}.band.dark h2,.band.dark h3{color:#fff}.band.dark .eyebrow{color:var(--a)}.band.dark p{color:#d0d9f2}
.band.dark .how>div{background:rgba(255,255,255,.07);border-color:rgba(255,255,255,.14)}
.steps3{display:grid;grid-template-columns:repeat(3,1fr);gap:0;counter-reset:s3;position:relative}
@media(max-width:760px){.steps3{grid-template-columns:1fr;gap:18px}}
.steps3>div{text-align:center;padding:0 18px;position:relative;counter-increment:s3}
.steps3>div:before{content:counter(s3);display:grid;place-items:center;margin:0 auto 12px;width:56px;height:56px;border-radius:50%;background:var(--p);color:var(--a);font-weight:900;font-size:24px;box-shadow:0 0 0 8px var(--soft);position:relative;z-index:1}
.steps3>div:not(:last-child):after{content:"";position:absolute;top:28px;left:calc(50% + 40px);right:calc(-50% + 40px);border-top:3px dotted #b7c4e8}
@media(max-width:760px){.steps3>div:after{display:none}}
.steps3 h3{margin:0 0 6px}.steps3 p{margin:0;color:var(--mut)}
.sit{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:16px}
.sit a{display:flex;gap:14px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px;text-decoration:none;color:var(--ink);transition:transform .2s,box-shadow .2s,border-color .2s}
.sit a:hover{transform:translateY(-4px);box-shadow:0 12px 26px rgba(20,33,58,.12);border-color:var(--a);color:var(--ink)}
.sit .ic{flex:none;width:46px;height:46px;border-radius:12px;background:var(--soft);display:grid;place-items:center}
.sit b{display:block;font-size:17px}.sit span{color:var(--mut);font-size:14.5px;line-height:1.45;display:block;margin-top:2px}
.artgrid{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:44px;align-items:start}
.art:has(.artgrid){max-width:1120px}
@media(max-width:1020px){.artgrid{grid-template-columns:1fr}.side{display:none}}
.side{position:sticky;top:96px;display:grid;gap:16px}
.sidecard{background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px;box-shadow:0 10px 30px rgba(20,33,58,.08)}
.sidecard.cta{background:linear-gradient(160deg,#0c1f5c,var(--p));color:#fff;border:0}
.sidecard h3{margin:0 0 8px;font-size:18px}.sidecard.cta h3{color:#fff}
.sidecard ul{list-style:none;padding:0;margin:0 0 14px;display:grid;gap:6px;font-size:14.5px}
.sidecard li{display:flex;justify-content:space-between;gap:10px;border-bottom:1px dashed rgba(255,255,255,.22);padding-bottom:6px}
.sidecard li b{color:var(--a)}
.sidecard .btn{display:block;text-align:center}
.sidecard .fine{font-size:12px;opacity:.8;margin:8px 0 0}
.toc h3{font-size:13px;letter-spacing:.08em;text-transform:uppercase;color:var(--mut);margin:0 0 8px}
.toc ol{margin:0;padding-left:18px;font-size:14.5px;display:grid;gap:5px}.toc li{display:list-item;border:0;font-weight:500;padding:0}.toc a{text-decoration:none;color:var(--ink)}.toc a:hover{color:var(--p);text-decoration:underline}
.ctastrip.mob{display:flex}@media(min-width:1021px){.ctastrip.mob{display:none}}
td:nth-child(2) strong,.tw td:last-child{font-variant-numeric:tabular-nums}
.tw tbody td:last-child{font-weight:700;color:var(--pd)}
.facts b{color:var(--pd)}
.updated{display:flex;flex-wrap:wrap;gap:6px 16px;font-size:13.5px;color:var(--mut);margin:-4px 0 16px}
.updated span:before{content:"\2713 ";color:var(--ok);font-weight:900}
/* ===== v7: navigatie en logo ===== */
.disc{background:#0c1a46;font-size:12.5px;padding:6px 14px;color:#b9c6ea}.disc a{color:#ffd23f}
header{background:rgba(255,255,255,.86)!important;border-bottom:1px solid rgba(15,36,104,.08)!important}
.hd{flex-wrap:nowrap!important;gap:18px!important;padding-top:10px!important;padding-bottom:10px!important}
.logo{gap:10px;font-size:19px}
.mark,.mark svg{width:38px!important;height:38px!important}.mark svg{filter:drop-shadow(0 4px 10px rgba(27,63,160,.3))}
.wm{letter-spacing:-.04em;font-weight:800;color:#0f2468}.wm i{font-style:normal;font-weight:400;color:#6b7a99;letter-spacing:-.02em}
header nav{background:#eef2fb;border-radius:99px;padding:4px;gap:2px!important;flex-wrap:nowrap!important}
header nav a{padding:8px 15px!important;border-radius:99px;font-size:14.5px!important;font-weight:600;color:#34425f!important;transition:background .2s,color .2s,box-shadow .2s;white-space:nowrap}
header nav a:after{display:none!important}
header nav a:hover{background:rgba(255,255,255,.75);color:#0f2468!important}
header nav a[aria-current]{background:#fff;color:#0f2468!important;box-shadow:0 2px 8px rgba(15,36,104,.12)}
.navcta{background:#0f2468!important;color:#fff!important;border-radius:99px!important;padding:10px 18px!important;font-size:14.5px!important;box-shadow:0 6px 16px rgba(15,36,104,.28)!important;white-space:nowrap}
.navcta:hover{background:#1b3fa0!important;color:#fff!important}
.navcta span{display:inline-block;transition:transform .2s;color:#ffd23f}.navcta:hover span{transform:translateX(3px)}
.navcta:after{display:none}
@media(max-width:900px){.hd{flex-wrap:wrap!important;gap:10px 8px!important}header nav{order:3;width:100%;overflow-x:auto;scrollbar-width:none;-webkit-overflow-scrolling:touch}header nav::-webkit-scrollbar{display:none}.navcta{display:inline-block!important;margin-left:auto;padding:9px 13px!important;font-size:13px!important}.navcta span{display:none}}
@media(max-width:560px){.wm{font-size:16px}}

/* ===== v6: minimaal beginscherm ===== */
.hero.pro{padding:40px 0 64px}
.hero.pro .grid2{grid-template-columns:1fr!important;max-width:580px;margin:0 auto;gap:22px;text-align:center}
.hero.pro .grid2>div:first-child .lead{margin:0 auto;font-size:19px}
.hero.pro h1{font-size:clamp(30px,5vw,46px);margin:8px 0 10px}
.calc{text-align:left}
.scrollcue{display:none}
/* combobox */
.cb{position:relative}.cb input{width:100%;font:inherit;font-size:16px;padding:12px 14px;border:2px solid var(--line);border-radius:12px;background:#fff}
.cb input:focus{outline:none;border-color:var(--p);box-shadow:0 0 0 3px rgba(27,63,160,.15)}
#c-sg{position:absolute;z-index:30;left:0;right:0;top:calc(100% + 4px);margin:0;padding:6px;list-style:none;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:0 12px 32px rgba(15,36,104,.18);max-height:280px;overflow:auto}
#c-sg li{padding:9px 12px;border-radius:8px;cursor:pointer;font-weight:600;font-size:15px}#c-sg li.on,#c-sg li:hover{background:var(--soft);color:var(--pd)}#c-sg li.oth{font-weight:500;color:var(--mut);border-top:1px solid var(--line);margin-top:4px;border-radius:0 0 8px 8px}
/* ===== v5: moderner en levendiger ===== */
:root{--r:20px}
header{background:rgba(255,255,255,.8)!important;-webkit-backdrop-filter:saturate(170%) blur(14px);backdrop-filter:saturate(170%) blur(14px);border-bottom-color:rgba(20,33,58,.08)}
.hd{transition:padding .25s}header.sc .hd{padding-top:8px;padding-bottom:8px}
nav a{position:relative;border-bottom:0!important;padding:6px 2px}
nav a:after{content:"";position:absolute;left:0;right:0;bottom:0;height:2px;background:var(--a);transform:scaleX(0);transform-origin:left;transition:transform .25s}
nav a:hover:after,nav a[aria-current]:after{transform:scaleX(1)}
.btn{position:relative;overflow:hidden;border-radius:12px;letter-spacing:-.005em}
.btn:after{content:"";position:absolute;top:0;left:-60%;width:40%;height:100%;background:linear-gradient(100deg,transparent,rgba(255,255,255,.55),transparent);transform:skewX(-20deg);transition:left .6s}
.btn:hover:after{left:130%}
.hero.pro{isolation:isolate}
.hero.pro:after{display:block;content:"";position:absolute;inset:0;background:radial-gradient(520px circle at var(--mx,70%) var(--my,30%),rgba(255,255,255,.13),transparent 60%);z-index:0;pointer-events:none;right:auto;top:0;width:auto;height:auto;border-radius:0}
.hero.pro .fx{position:absolute;inset:0;z-index:0;overflow:hidden;pointer-events:none}
.blob{position:absolute;border-radius:50%;filter:blur(60px);opacity:.55;animation:float 14s ease-in-out infinite}
.b1{width:420px;height:420px;background:#2f63e8;left:-120px;top:-80px}
.b2{width:360px;height:360px;background:var(--a);opacity:.22;right:8%;bottom:-160px;animation-delay:-6s}
@keyframes float{0%,100%{transform:translate(0,0) scale(1)}50%{transform:translate(40px,-30px) scale(1.12)}}
.fx svg{position:absolute;inset:0;width:100%;height:100%}
.hero.pro:before{display:none}
.hero.pro .grid2>div:first-child{animation:up .9s cubic-bezier(.2,.7,.2,1) both}
.calc{animation:up .9s .15s cubic-bezier(.2,.7,.2,1) both;border-radius:24px}
@keyframes up{from{opacity:0;transform:translateY(24px)}to{opacity:1;transform:none}}
.hero.pro h1{background:linear-gradient(180deg,#fff 40%,#cdd9ff);-webkit-background-clip:text;background-clip:text;color:transparent;-webkit-text-fill-color:transparent}
.seg label{transition:transform .15s,border-color .15s,background .15s,box-shadow .15s}.seg label:hover{transform:translateY(-2px);border-color:#9fb3ea}
.chips{display:flex;flex-wrap:wrap;gap:6px;margin:0 0 8px}
.chips button{font:inherit;font-size:12.5px;font-weight:700;border:1px solid var(--line);background:#fff;border-radius:99px;padding:5px 11px;cursor:pointer;color:var(--pd);transition:all .15s}
.chips button:hover{background:var(--soft);border-color:var(--p);transform:translateY(-1px)}
.tick{background:#fff;border-bottom:1px solid var(--line);overflow:hidden;position:relative}
.tick:before,.tick:after{content:"";position:absolute;top:0;bottom:0;width:60px;z-index:2;pointer-events:none}
.tick:before{left:0;background:linear-gradient(90deg,#fff,transparent)}.tick:after{right:0;background:linear-gradient(270deg,#fff,transparent)}
.mq{display:flex;gap:10px;width:max-content;padding:12px 0;animation:mq 60s linear infinite}
.tick:hover .mq{animation-play-state:paused}
@keyframes mq{to{transform:translateX(-50%)}}
.mq button{font:inherit;display:inline-flex;align-items:center;gap:10px;background:var(--soft);border:1px solid transparent;border-radius:99px;padding:7px 14px;cursor:pointer;color:var(--ink);font-size:14px;white-space:nowrap;transition:all .15s}
.mq button:hover{border-color:var(--p);background:#fff}
.mq b{color:var(--pd);font-weight:800}
.mq i{font-style:normal;color:var(--mut)}
.sit{grid-template-columns:repeat(3,1fr)}
@media(max-width:900px){.sit{grid-template-columns:1fr 1fr}}@media(max-width:560px){.sit{grid-template-columns:1fr}}
.sit a:first-child{grid-column:span 2;background:linear-gradient(135deg,#0f2468,#1b3fa0);color:#fff;border:0}
.sit a:first-child span{color:#cdd9ff}.sit a:first-child .ic{background:rgba(255,255,255,.14)}.sit a:first-child svg{stroke:#ffd23f}
@media(max-width:560px){.sit a:first-child{grid-column:auto}}
.sit a{border-radius:var(--r)}
.tier{transition:transform .25s,box-shadow .25s;border-radius:var(--r)}.tier:hover{transform:translateY(-6px);box-shadow:0 20px 40px rgba(15,36,104,.15)}
.strip>div{transition:transform .25s,box-shadow .25s;border-radius:var(--r)}.strip>div:hover{transform:translateY(-3px);box-shadow:0 12px 28px rgba(20,33,58,.1)}
.res{box-shadow:0 14px 40px rgba(15,36,104,.14)}
.banner{border-radius:28px;position:relative;overflow:hidden}.banner:before{content:"";position:absolute;right:-60px;top:-80px;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(255,210,63,.35),transparent 65%)}
.banner>*{position:relative}
.sidecard{border-radius:var(--r)}
.js .rv{transition-duration:.7s}
.js .rv:nth-child(2){transition-delay:.08s}.js .rv:nth-child(3){transition-delay:.16s}
.scrollcue{position:absolute;left:50%;bottom:14px;transform:translateX(-50%);z-index:1;width:22px;height:34px;border:2px solid rgba(255,255,255,.5);border-radius:12px}
.scrollcue:after{content:"";position:absolute;left:50%;top:6px;width:3px;height:7px;margin-left:-1.5px;border-radius:2px;background:#fff;animation:cue 1.6s infinite}
@keyframes cue{0%{opacity:0;transform:translateY(0)}30%{opacity:1}100%{opacity:0;transform:translateY(10px)}}
@media(max-width:900px){.scrollcue{display:none}}
@media(prefers-reduced-motion:reduce){.blob,.mq,.scrollcue:after,.hero.pro .grid2>div:first-child,.calc{animation:none!important}}